The goal of the insurance company is to pay the smallest amount possible to settle your car accident case. Insurance companies make billions of dollars every year by settling claims as quickly as possible and and employing high-priced defense attorneys who make sure their dollars stay out of your hands. It's also common for the insurance company to use often-heard excuses to deny or limit your claim. The car accident wasn't your fault, and you shouldn't be made to feel guilty.
Without legal representation, you don't have the power to threaten a lawsuit. Insurance companies know this, and they will use it against you. Even though 95% of client's cases settle without going to court, find an attorney who is trial tested and not afraid to use the courtroom as a last resort if they feel it is in your best interest. Waiting too long to speak with an injury lawyer can prove disastrous.
Time is a critical factor in any car accident claim. It is possible that evidence in your case may be lost, witnesses may disappear, the statue of limitations will pass, and memories will fade. The smallest mistake can cost you, and without an attorney you may never be fully compensated for your injury claim. And even if you don't retain a lawyer at least consult with one that is experienced in car accident injury claims so that they can provide you with free guidance.
Crash statistics reveal a frightening reality.
In 2005, a fatal accident occurred every 12 minutes. This means that every day an average of 119 people died in automobile accidents inside the United States. In the same year, over two and a half million people were injured during a collision, and over 4-million accidents involving property damage were reported. What do these numbers mean to you? They mean that it's likely you have been (or will be involved in) a car accident.
It will be difficult to get insurance companies to cover the entirety of your care, and depending on the type of injury, medical care maybe necessary for years. Never limit your treatment because the insurance company is pressuring you. Some of the most common car accident injuries our clients sustain include:
Mental Trauma:Even the smallest car accident can cause some degree of mental trauma. After a serious accident, the though of driving or riding in a vehicle may cause stress and anxiety If the car accident was seriously traumatic, a victim may even become afflicted by post-traumatic stress disorder. Post-traumatic stress disorder (PTSD) is often heard in reference to war veterans. However, it is also a frightening reality for car crash victims.
Those suffering from PTSD may have a hard time sleeping. The person may also relive the event over and over again throughout the day. The sufferer may avoid the cause of the mental trauma. If the trauma occurred while riding in or driving a vehicle, daily life can become extremely difficult. Even a ride to the store may cause the victim to relive the terrifying accident.
Treating post-traumatic stress disorder is possible, and the treatments are often very successful. However, insurance companies may not cover the treatments. In these instances, you will need an accident injury lawyer to help you cover the cost of needed therapy.
Closed Head Injuries: Closed head injuries are also known as traumatic brain injury (TBJ), brain stem injury, subdural hematoma, and in the most serious cases, brain death. Closed head injuries are injuries to the brain that occur without a laceration or external wound to the head.
Over 570,000 car accident victims suffer closed head injuries every year. Of these, over 25% will arrive at the hospital dead on arrival. Closed head injuries are often misdiagnosed, as the symptoms may not occur immediately. In addition, hospital staff or a doctor may not give immediate care if symptoms do not appear immediately. Often this lack of timely care can negatively affect the patients' long term outcome. The severe consequences and difficult task of recognizing a closed head injury is why it is often referred to as the "silent epidemic".
Trauma Pain: Trauma pain is an injury or wound caused by an external force. The extent of the injury can vary greatly. A bruise or minor cut is considered minor trauma pain, while a bone break or head trauma is categorized as severe. Some other examples of severe trauma pain are broken bones, open wounds or lacerations, spinal cord injuries, head trauma and whiplash. Depending on the severity, treatments to attain full recovery may be possible only after months of expensive medical treatment.
Orthopedic Injuries: Orthopedic injuries often refer to the aforementioned broken or fractured bones. However, this type of injury also includes strained or sprained muscles and torn ligaments or tendous